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	<title>Carlitto's Way!</title>
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	<link>http://carlsrealestate.wordpress.com</link>
	<description>Chicagoland Daily Real Estate Blog</description>
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		<title>Carlitto's Way!</title>
		<link>http://carlsrealestate.wordpress.com</link>
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		<item>
		<title>Strongest and Weakest Banks and Thrifts</title>
		<link>http://carlsrealestate.wordpress.com/2008/07/15/strongest-and-weakest-banks-and-thrifts/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/07/15/strongest-and-weakest-banks-and-thrifts/#comments</comments>
		<pubDate>Tue, 15 Jul 2008 17:55:57 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=70</guid>
		<description><![CDATA[I came across this today http://www.weissratings.com/HL_Bank.asp Very informative site to keep a eye on banks.  The issues today is our credit, and financial systems.  Too much bad debt was put out there these past few years.   Carl<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=70&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">carlarriaza</media:title>
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		<item>
		<title>Exisiting Home Sales Fall 15.9%</title>
		<link>http://carlsrealestate.wordpress.com/2008/06/27/exisiting-home-sales-fall-159/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/06/27/exisiting-home-sales-fall-159/#comments</comments>
		<pubDate>Fri, 27 Jun 2008 04:03:32 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Realtors]]></category>
		<category><![CDATA[Selling Real Estate]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=69</guid>
		<description><![CDATA[http://bigpicture.typepad.com/comments/2008/06/exisiting-home.html Everyone has seen the main stream press, but finding good data/information in blogs is one thing I am proud of.  As a Realtor, you need to keep positive for your clients.  That is always a must.  As a investor, I want to find stuff that has positive cash flow, and is going to hold [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=69&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://carlsrealestate.wordpress.com/2008/06/27/exisiting-home-sales-fall-159/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">carlarriaza</media:title>
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		<title>Over 1 million homes in foreclosure today</title>
		<link>http://carlsrealestate.wordpress.com/2008/06/06/over-1-million-homes-in-foreclosure-today/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/06/06/over-1-million-homes-in-foreclosure-today/#comments</comments>
		<pubDate>Fri, 06 Jun 2008 04:56:07 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=67</guid>
		<description><![CDATA[I know I seen alot of them on the market these days in IL.  I see potential for folks in looking at bank owned properties in this area. You can find housing in every town around here like that. http://money.cnn.com/2008/06/05/news/economy/foreclosure/index.htm?postversion=2008060510 Plus banks are dropping their prices, you have to find someone who wants to help [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=67&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">carlarriaza</media:title>
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		<title>Foreclosure Sales Increasing</title>
		<link>http://carlsrealestate.wordpress.com/2008/05/27/foreclosure-sales-increasing/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/05/27/foreclosure-sales-increasing/#comments</comments>
		<pubDate>Tue, 27 May 2008 20:03:14 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=64</guid>
		<description><![CDATA[I came across this in my daily research of the market. http://bigpicture.typepad.com/comments/2008/05/foreclosure-sal.html I have to agree with the comments.  There is A lot of bank owned property hitting the market.  Plus I have seen some of it priced below what was owned on the original note.  One place I seen in Chicago, it was priced [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=64&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">carlarriaza</media:title>
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		<title>Home sellers turn to new ally- Appeal their taxes</title>
		<link>http://carlsrealestate.wordpress.com/2008/05/18/home-sellers-turn-to-new-ally-appeal-their-taxes/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/05/18/home-sellers-turn-to-new-ally-appeal-their-taxes/#comments</comments>
		<pubDate>Sun, 18 May 2008 02:28:48 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[appeal]]></category>
		<category><![CDATA[assessor]]></category>
		<category><![CDATA[chicagoland]]></category>
		<category><![CDATA[property taxes]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=58</guid>
		<description><![CDATA[http://www.newsday.com/business/ny-bztax0517,0,2711985.story Came across this story. That is some good advice.  Most lawyers who do such in Chicago charge $50-100 upfront, and usually 1/2 the savings off the first year of reassessment. On the sales side, anything you can do to make your property look better helps. We have subdivisions around the area who are full of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=58&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://carlsrealestate.wordpress.com/2008/05/18/home-sellers-turn-to-new-ally-appeal-their-taxes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">carlarriaza</media:title>
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		<title>Fannie Mae is offering new programs</title>
		<link>http://carlsrealestate.wordpress.com/2008/05/18/fannie-mae-is-offering-new-programs/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/05/18/fannie-mae-is-offering-new-programs/#comments</comments>
		<pubDate>Sun, 18 May 2008 02:21:11 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=57</guid>
		<description><![CDATA[With a 97 LTV, folks with good credit can buy housing. Can&#8217;t complain about that. Carl   http://www.fanniemae.com/newsreleases/2008/4370.jhtml;jsessionid=LSJBXM1ZCC1FZJ2FECHSFGQ?p=Media&#38;s=News+Releases WASHINGTON, DC &#8212; Fannie Mae (FNM/NYSE) today announced a new, national policy on down payment requirements for conventional, conforming mortgages the company will purchase or guarantee. Starting June 1, 2008, Fannie Mae will accept up to 97 [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=57&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://carlsrealestate.wordpress.com/2008/05/18/fannie-mae-is-offering-new-programs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">carlarriaza</media:title>
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		<item>
		<title>Very Interesting Stats on Subprime and Alt-A loans</title>
		<link>http://carlsrealestate.wordpress.com/2008/05/16/very-interesting-stats-on-subprime-and-alt-a-loans/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/05/16/very-interesting-stats-on-subprime-and-alt-a-loans/#comments</comments>
		<pubDate>Fri, 16 May 2008 01:38:44 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=56</guid>
		<description><![CDATA[For folks who are investors like myself, having access to data is always important.  The New York Federal Reserve has a neat graphic showing what is going on with the mortgage/housing issues we are facing. http://www.newyorkfed.org/mortgagemaps/ I took a look for Cook County.  For the combine totals between Sub-prime, and Alt-A, we have around 33 [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=56&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://carlsrealestate.wordpress.com/2008/05/16/very-interesting-stats-on-subprime-and-alt-a-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">carlarriaza</media:title>
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		<title>Went to a Class about Radon and Mold today at RANWC</title>
		<link>http://carlsrealestate.wordpress.com/2008/05/10/went-to-a-class-about-radon-and-mold-today-at-ranwc/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/05/10/went-to-a-class-about-radon-and-mold-today-at-ranwc/#comments</comments>
		<pubDate>Sat, 10 May 2008 03:34:18 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=55</guid>
		<description><![CDATA[I had some downtime today, so I went to a free course at the RANWC office about Radon and Mold.  Very interesting stuff.  I always had a love for property.  Mold is a big issue these days.  Especially with foreclosed properties. They are not always well maintained.  So I took a course to help me understand [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=55&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://carlsrealestate.wordpress.com/2008/05/10/went-to-a-class-about-radon-and-mold-today-at-ranwc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">carlarriaza</media:title>
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		<title>Economist David Lereah Newsweek Article</title>
		<link>http://carlsrealestate.wordpress.com/2008/05/10/economist-david-lereah-newsweek-article/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/05/10/economist-david-lereah-newsweek-article/#comments</comments>
		<pubDate>Sat, 10 May 2008 01:58:51 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[David Lereah]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[underwriting]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=54</guid>
		<description><![CDATA[I came across this article today.  http://www.newsweek.com/id/135724 He use to be the the head economist for the NAR.  He makes a strong statement- &#8220;[I] just didn&#8217;t realize the scope, the extent, the magnitude of the loose underwriting—not looking at incomes and wages, just providing so many mortgage loans based on [expected] future price appreciation rather [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=54&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">carlarriaza</media:title>
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		<title>Survey: Most Have Reservations About Buying Foreclosed Homes</title>
		<link>http://carlsrealestate.wordpress.com/2008/05/09/survey-most-have-reservations-about-buying-foreclosed-homes/</link>
		<comments>http://carlsrealestate.wordpress.com/2008/05/09/survey-most-have-reservations-about-buying-foreclosed-homes/#comments</comments>
		<pubDate>Fri, 09 May 2008 03:42:53 +0000</pubDate>
		<dc:creator>carlarriaza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://carlsrealestate.wordpress.com/?p=51</guid>
		<description><![CDATA[I came across this article. http://www.thetruthaboutmortgage.com/most-have-reservations-about-buying-foreclosed-homes/ There is always a risk in buying a home.  These days, most folks are worried they are going to buy, and prices will go down.  I can understand their concerns.  No one wants to lose money.  Yet, foreclosures are a way to minimize that risk.  If you buy a bank [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=carlsrealestate.wordpress.com&amp;blog=3309221&amp;post=51&amp;subd=carlsrealestate&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">carlarriaza</media:title>
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